Financial planning is a partnership built on trust and integrity. As an independent financial planner, Steve Hein works with individuals, families and business owners to help them understand the importance of developing a strategic, long-term financial plan that helps them achieve their financial objectives. He takes the mystery out of complex issues so that clients fully understand all of their options.
Steve helps clients understand their current financial situation and define their future goals. Whether it may be insurance planning, college planning, distribution planning, tax planning, retirement income planning, wealth accumulation and preservation, or leaving a legacy, every person, family and situation is unique and requires customized and personalized solutions.
Steve meets with clients regularly to make sure that, as personal and business situations change, their financial plan remains on-target to help meet their goals. It is important that clients understand each of his recommendations before implementing any specific proposal.
As an independent financial professional Steve is not obligated to represent or use specific financial products or instruments produced by any firm. He draws from a broad array of resources, services and offerings, including the expertise of other financial professionals to help benefit his clients.
Besides his experience as a financial advisor, Steve has a B.S. in accounting from Binghamton University; a J.D. and MBA from Buffalo University and an LL.M in taxation from New York University. He is a member of the New York and Florida Bar Associations and a CPA in New York and Florida. He is a Certified Financial Planner (CFP®) and a Personal Financial Specialist (PFS). Steve is a member of the Tax Court. He is a member of the Palm Beach County Estate Planning Council, and the American Association of Attorney-Certified Public Accountants. He is also a current member of his local Rotary Club. While working for Florida Power & Light in tax litigation, he settled a $500 million tax case as well as several other large tax issues.
Steve and his wife, Lisa have two sons, Daniel and Joel. When he is not on the tennis courts, or with his sons, he works in his community. He previously sat on the Board of Directors of Big Brothers & Big Sisters and is past Board President and current member of The Florida Institute of Certified Public Accountants Palm Beach chapter. He is also currently on the Board of the Suncoast High School Foundation. His favorite summer job? A summer spent scooping ice cream cones in front of Old Faithful at Yellowstone National Park.
Senior Vice President
Paul started his career in Financial services in 1987 with PAINE WEBBER. Paul earned a B.A. from Clark University and holds several professional licenses including: Series 7 (General Securities Representative), Series 66 (Securities Agent and Investment Advisory Representative), Series 63 (Uniform Securities State License) and the FL 2-15 License (Life, Health and Variable Annuity Agent License).
Paul holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, a Chartered Retirement Planning Counselor designation (CRPC®), while also holding his Certified Divorce Financial Analyst designation (CDFA®).
Paul works closely with high net worth individuals, retirees, divorced individuals, businesses and institutions. Paul focuses on holistic planning, capital preservation, wealth accumulation, legacy and insurance planning. Paul tries to keep things simple and straightforward with an emphasis on achieving client’s goals
Paul has coached in various local recreational leagues over the past 15 years and has been active in various charities. Paul has two sons and resides in Boca Raton, FL.