Wealth Management and Tax Planning Experts
At Hein Wealth & Tax Solutions, we are committed to the success of your financial journey. We are here to help you understand your current financial situation and define your future goals. Whether through insurance planning, college planning, distribution planning, tax planning, retirement income planning, wealth accumulation and preservation, or leaving your legacy, every person, family and situation is unique and requires customized and personalized solutions.
As an independent financial firm, we are able to provide customized advice specific to your unique needs and are not obligated to promote any particular products or services. We draw from a broad array of resources, services, and offerings, including the expertise of other financial professionals as needed to help you achieve your goals and reach the financial future you envision.
Our services include:
Business Planning
You have worked hard to grow your business, but are you confident that continue to prosper once you are absent from it's day-to-day operations? Our business continuity planning services aim to enhance your enterprise's sustainability and potential for long term success. Learn more about our Business Planning Services
Tax Planning
Our expertise in tax planning, structures, and strategies, combined with our dedication to staying abreast of the regular changes in the law, allows us to help you navigate the unique challenges you’ll face on your financial journey. Learn more about our Tax Planning Services
Retirement Planning
The strategies used to accumulate wealth are vastly different from those used to distribute wealth. For retirees or soon-to-be retirees, we will evaluate multiple scenarios, including decisions such as when to take social security, whether or not to take a pension, and how to minimize taxes in retirement. You’ve worked hard to accumulate a nest egg; now let us help you provide an income that can last the rest of your life. Learn more about our Retirement Planning Services
Insurance Services
We offer an array of insurance options that can be catered to fit your unique financial plan. Our experienced financial services professionals will provide you with the necessary knowledge and tools to answer your questions about insurance strategies and how to protect your loved ones. Learn more about our Insurance Services
Estate Planning
Our estate planning provides a full review of your current estate documents to ensure that they provide for the proper administration, distribution, and management of your estate in the most tax-efficient manner.
Elder Care Planning
Together we will analyze the potential costs and benefits of home healthcare, assisted living, nursing home expenses, and long term care insurance*. We will explore additional options for funding these costs through life insurance and annuities with long term care riders with the options. We will also consult with local attorneys on Medicaid planning, and recommend the options best suited to your needs.
*Long term care insurance benefits may be subject to limitations, waiting periods, and other restrictions.
Divorce Planning
Our Certified Divorce Financial Analyst® provides planning for clients contemplating and going through divorce, providing analysis for navigating the specific challenges divorce will have on your financial future, including: income sources, how much cash flow is needed, analysis of the future and current value of all assets as well as their after tax value, and how to protect yourself during the divorce process.
Education Planning
We provide strategies for funding education for yourself, your children and grandchildren. Together we will explore your potential education costs and determine how to prioritize this goal within your overall financial plan. We will focus on utilizing tax-advantaged strategies for saving and offer a service that analyzes the cost of colleges to determine the possible financial aid available along with the probable loans expected for your family.
*Diversification does not protect against loss of principal. There are no assurances or guarantees that the strategies, plans, products discussed would result in investment success or guarantees. You can lose principal.